How These Terms Work
When you open an account, log in, or send a payment request, the current terms apply to that action and to any later action tied to the same record. We may update wording, add a clause, or retire a clause when the product flow changes, the
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law changes, or the wallet route changes. The version shown on the site is the one we use unless local law requires a different rule. Payment activity through UPI, Paytm, PhonePe, or Google Pay is recorded against your account so we can match the request, the
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channel, and the amount you entered. If a record looks inconsistent, we can ask for a fresh check before we continue with the request. Reading the terms before each session helps you know which rules apply to your account at that moment.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.